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    <lastmod>2021-08-03</lastmod>
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    <lastmod>2021-09-09</lastmod>
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    <lastmod>2022-01-14</lastmod>
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    <lastmod>2021-04-13</lastmod>
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  <url>
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    <lastmod>2020-11-25</lastmod>
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    <loc>https://www.assuranceelderlaw.com/home</loc>
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    <lastmod>2022-01-19</lastmod>
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      <image:title>Home - Elder Law Services</image:title>
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      <image:title>Home - Special Needs Planning</image:title>
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      <image:title>Home - General Estate Planning</image:title>
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  <url>
    <loc>https://www.assuranceelderlaw.com/elder-law-services-1</loc>
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    <lastmod>2020-11-25</lastmod>
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      <image:title>Elder Law Services</image:title>
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  </url>
  <url>
    <loc>https://www.assuranceelderlaw.com/positive-strategies</loc>
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    <priority>0.75</priority>
    <lastmod>2020-11-25</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5eec3984b1417e6c88590558/1592629675068-MQUVE1YJ19C6A0YU2NYZ/Aging+Positive+Strategies.jpg</image:loc>
      <image:title>Positive Strategies - For many individuals living with disabilities, or facing possible incapacitation, being unable to live independently is stressful enough even without worrying about the financial implications, including getting the right equipment. We create positive strategies that help you achieve and maintain an independent lifestyle. Some of these positive strategies include building a support system, getting the financial assistance you need, the equipment you need, the transportation you need, and making your home conducive to your needs. We also help you empower yourself.  We identify and take care of the day-to-day issues preventing you from having an independent lifestyle. Our ultimate goal is for you to live as independently as possible for as long as possible.</image:title>
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  </url>
  <url>
    <loc>https://www.assuranceelderlaw.com/general-estate-planning</loc>
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    <lastmod>2020-11-25</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5eec3984b1417e6c88590558/1592631444653-2H1TGSLXOLGBBYO1WA9I/General+Estate+Planning.jpg</image:loc>
      <image:title>General Estate Planning</image:title>
      <image:caption>Whether old or young, wealthy or of modest means, almost everyone has an estate. Your estate includes everything you own, including your home, car, investments, life insurance, bank accounts, furniture and artwork among other personal possessions. However, no matter how large or small your estate is, you will leave it behind when you die.</image:caption>
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  <url>
    <loc>https://www.assuranceelderlaw.com/nursing-home-home-health-care</loc>
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    <lastmod>2020-11-17</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5eec3984b1417e6c88590558/1592630981939-TO9HO2MCHIEBLRD6PD1O/Nursing+Home.jpg</image:loc>
      <image:title>Nursing Home &amp; Home Health Care - Deciding to live in a nursing home or an assisted living facility can be hard for you and your family. In case you cannot live safely in your own home and need placement in a nursing facility or community-based home health care, we will help you plan for your long-term care expenses.  Our experienced and skilled elder law attorneys will help you address issues such as payment. We will also address prescription drug coverage, housing options, eligibility for government benefits, and resource protection. Our end goal is to help you preserve your assets while living as independently as possible.</image:title>
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  <url>
    <loc>https://www.assuranceelderlaw.com/gifting-asset-protection</loc>
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    <lastmod>2020-11-17</lastmod>
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      <image:title>Gifting &amp; Asset Protection - When applying for long-term care, gifting and transfer of assets can affect your eligibility for government benefit programs. If you anticipate receiving government benefits for specialized care in either a nursing home or a community-based facility, we will help you obtain eligibility and preserve assets.   We help you comply with the ever-changing gifting and asset transfer laws. We provide effective strategies to ensure you qualify for government benefits without the need to sell or transfer your assets. By helping you qualify for government benefit programs, our ultimate goal is to preserve your assets without any compromises on care.</image:title>
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    <loc>https://www.assuranceelderlaw.com/trusts</loc>
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    <lastmod>2020-11-17</lastmod>
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    <lastmod>2020-11-16</lastmod>
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      <image:title>Estate Administration</image:title>
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  <url>
    <loc>https://www.assuranceelderlaw.com/strategies-for-avoiding-probate</loc>
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    <priority>0.75</priority>
    <lastmod>2020-11-16</lastmod>
  </url>
  <url>
    <loc>https://www.assuranceelderlaw.com/veterans-benefits</loc>
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    <lastmod>2020-11-25</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5eec3984b1417e6c88590558/1592629840654-4LVVDBQ5WUFV1RYK48U8/Veterans+Benefits.jpg</image:loc>
      <image:title>Veterans Benefits - For most Veterans and their families, the claim assistance process is complicated and can be intimidating. If you or your spouse served in the United States Military, you might be entitled to pension, compensation, and other Veteran benefits.  The U.S. Department of Veterans' Affairs provides various benefits and services to Veterans, spouses, children, and other eligible family members of deceased Veterans or those living with a permanent service-related disability.  It is important to know which benefits you may be eligible for. Our attorneys help you identify the federal benefits related to you or your loved one's military service. We provide the necessary legal support to get the Veteran benefits you are entitled to.</image:title>
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  <url>
    <loc>https://www.assuranceelderlaw.com/guardianshipconservatorship</loc>
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    <lastmod>2020-11-16</lastmod>
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  <url>
    <loc>https://www.assuranceelderlaw.com/special-needs-planning-1</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-11-17</lastmod>
  </url>
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    <loc>https://www.assuranceelderlaw.com/special-needs-trust</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-06-20</lastmod>
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    <loc>https://www.assuranceelderlaw.com/settlements-trust</loc>
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    <lastmod>2020-06-20</lastmod>
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    <loc>https://www.assuranceelderlaw.com/family-law-matters</loc>
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    <lastmod>2020-11-25</lastmod>
  </url>
  <url>
    <loc>https://www.assuranceelderlaw.com/pooled-trust</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-06-20</lastmod>
  </url>
  <url>
    <loc>https://www.assuranceelderlaw.com/medicare-set-aside-trusts</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-07-23</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5eec3984b1417e6c88590558/1592631824927-WJ0NVMKWCY1ABWEPIOPX/Medicare+Set+Aside.jpg</image:loc>
      <image:title>Medicare Set Aside Trusts - We advise personal injury and workers compensation attorneys about protecting Medicare Set Asides by embedding them in special needs or pooled trusts so as to maintain needs-based government benefit eligibility and as well as future Medicare benefits.</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.assuranceelderlaw.com/minor-children</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-11-25</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5eec3984b1417e6c88590558/1592632149479-U4HZLT987ZWKDEVLDK7U/Minor+Children-min.jpg</image:loc>
      <image:title>Minor Children - Usually, for married couples, the surviving spouse inherits their deceased partner’s estate and use the inheritance to provide and care for the surviving children. However, both spouses' simultaneous death can greatly complicate estate planning for families with minor children, especially minors with special needs.  We help you establish guardianship &amp; conservatorship and related settlements for your minor children. Additionally, we offer guidance on estate planning options to ensure your children transition smoothly to adulthood. Whether or not your children have special needs, we aim to ensure they are well cared for legally and financially no matter what happens to you or your spouse.</image:title>
    </image:image>
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    <loc>https://www.assuranceelderlaw.com/personal-injury-workers-compensation-settlements</loc>
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    <priority>0.75</priority>
    <lastmod>2020-11-25</lastmod>
  </url>
  <url>
    <loc>https://www.assuranceelderlaw.com/trust-administration</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-11-25</lastmod>
  </url>
  <url>
    <loc>https://www.assuranceelderlaw.com/fiduciaries</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-11-25</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5eec3984b1417e6c88590558/1592632259095-VJBSE08VHP9B2H0LR0EV/Fiduciaries.jpg</image:loc>
      <image:title>Fiduciaries - A trustee in a trust administration is a good example of a fiduciary. In this case, the beneficiary gives the trustee complete authority over their assets. Generally, a fiduciary is expected to be of good faith, trustworthy, and honest. Unfortunately, not all fiduciaries act in good faith or in the best interests of their clients. We help people, including those with disabilities and the elderly, by connecting them with reliable fiduciaries to act as attorney-in-fact, health care agents, trustees, guardians, etc. We aim to help you identify a fiduciary who can act in utmost good faith and is suitable for your specific beneficiary’s needs.</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.assuranceelderlaw.com/privacy-policy</loc>
    <changefreq>daily</changefreq>
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    <lastmod>2020-07-05</lastmod>
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